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General Account Information

Potential Interest Rate Changes

As a responsible lender Amber are preparing our customers for any potential future interest rate rises

As an example based on an average interest only mortgage with a balance of £135,000, and a general interest rate of 4.2%, if rates increase by 1% then the monthly payments will go up by approximately £113.00. Rates may however, increase by much more than this over time.

If you foresee any difficulties in making your mortgage payments, you can contact Amber on 0345 602 0750. Alternatively select the 'Payment Difficulties' options below to see what assistance is available.

Payment Protection Insurance for Mortgages - (M)PPI

(M)PPI was designed to protect you against the loss of income by helping you meet your mortgage payments should you become unable to work because of an accident, illness or unemployment.

Our regulator the Financial Conduct Authority (FCA) set a deadline of 29th August 2019 in order to make a complaint about (M)PPI.

If you complained to us before the 29 August 2019 we will aim to issue you with a final response letter within 8 weeks, keeping you updated with our progress throughout.

If we are unable to provide you with a final response within 8 weeks we will continue to keep you updated with our progress, however at this point you do have the option to refer the matter to the Financial Ombudsman Service in line with our internal complaints procedure.

21 January 2020

Contact Us

Call us on 0345 602 0750*

Fax us on 0345 602 0738

Our lines are open:

Monday - Friday
9:00 - 17:00 Customer Contact Centre

8:30 - 20:00 Credit Management Department

9:00 - 13:00 Credit Management option only.

Email us

Our Interest Rates





Bank of England Base Rate


Historical Interest Rates

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*Calls may be recorded for training, monitoring and regulatory record keeping purposes
Amber Homeloans Ltd is authorised and regulated by the Financial Conduct Authority under registration number 306346
Registered office: The Bailey, Skipton, North Yorkshire, BD23 1DN Registered in England and Wales number 2819645
Subject to status and valuation. Amber requires a first mortgage on the property. Minimum age 18 years. Site intended for UK residents only.